How much house can I afford?

See a realistic Orange County purchase budget based on your income, expenses, and down payment — with payment breakdowns for a 7-year ARM, 15-year, and 30-year loan. Optional: enter a property address for tax data from public records.

How much house can I afford?

Free estimate · Instant results · No obligation. Joan & Sean will follow up if you’d like a buyer consult.

First name

Last name

Phone (optional)

Gross monthly income

Other monthly debts / expenses Car loans, student loans, cards, etc. (not rent you plan to replace)

Down payment ($)

HOA / mo (optional)

Extra Mello-Roos / mo (optional) If known for a CFD. Address tax lookup often already includes special assessments.

Property tax rate % / yr OC ballpark ~1.0–1.25% of purchase. Updated from address when available.

Interest rates (defaults from Freddie Mac Primary Mortgage Market Survey (PMMS) · as of 2026-08-05)

7-yr ARM %

15-year fixed %

30-year fixed %

Optional property address (tax / Mello-Roos estimate)

Street address

City

State

ZIP

Estimates only — not a pre-approval or guarantee. We may contact you about buying in Orange County.